Financial Risk Specialist

Sobre a vaga

At CloudWalk, we’re building the future of payments — and risk is at the heart of making that happen responsibly. As a Credit Risk Analyst, you’ll be part of a high-performing Risk Management team shaping and maintaining our credit risk framework in full compliance with Banco Central do Brasil (BACEN) regulations — including Res. BCB nº 265/2022, CMN nº 4.557/2017, and CMN nº 2.682/1999 — as well as IFRS 9 standards for expected credit loss (ECL) modeling and provisioning. You’ll take a hands-on role managing and monitoring retail credit risk exposures across merchant and consumer portfolios in a Type 3 / Segment S3 financial institution operating in the payments and acquiring space. This role blends deep expertise in credit risk and regulation with a passion for data, automation, and AI — helping us build scalable, smart systems that keep our ecosystem safe while enabling innovation. If you’re driven by the challenge of connecting regulation, analytics, and technology to design next-gen credit risk solutions, you’ll fit right in.

Habilidades

O que você vai fazer

• Gerenciar e monitorar exposições de risco de crédito em portfólios de varejo
• Manter o framework de risco de crédito em conformidade com regulamentações do BACEN e IFRS 9
• Desenvolver e implementar soluções escaláveis e inteligentes para gestão de risco
• Colaborar com a equipe de Gerenciamento de Risco para moldar o framework de crédito

O que você precisa ter

• Experiência em análise de risco de crédito
• Conhecimento em regulamentações do Banco Central do Brasil (BACEN)
• Compreensão de normas IFRS 9 para modelagem ECL
• Paixão por dados, automação e IA

Perguntas frequentes